Function: Relationship Officer / Senior Relationship Officer

Location: Across the clusters

Qualification: Minimum Graduation and above

Experience: 1 to 3 years

Responsibilities:

1. Sourcing business through DSA and DST channels through the open market.
2. Assisting clients in securing home loans and guiding them through documentation.
3. Ensuring documentation and mortgage processes are completed accurately.
4. Direct sourcing from potential customers and generating active leads.
5. Developing and maintaining strong client relationships for repeat business and referrals.
6. Achieving monthly targets and supporting the branch target.
7. Handling branch-level customer queries and ensuring no customer complaints.
8. Coordinating with the credit team to close pending customer requirements.
9. Calling and visiting potential customers to offer home-loan and loan-against-property solutions.

Function: Credit Manager

Location: Kota, Neemuch, Jodhpur, Udaipur, Chittorgarh, Jaipur, Neem Ka Thana, Ahmedabad, Vadodara, Rajkot, Raipur, Bhopal, Jabalpur, Satna, Rewa, Chhindwara, Meerut, Mathura, Haridwar, Pune, Nagpur, Nashik, Aurangabad, Prayagraj, Jhansi, Azamgarh, Varanasi, Bangalore, Vizag

Qualification: Minimum Graduation and above

Experience: 3 to 6 years

Responsibilities:

1. Monitor portfolio distribution, concentration, segmental risk, and performance across products, geographies, and programmes.
2. Conduct personal discussions with customers to assess willingness and capacity to repay.
3. Monitor budgeted credit loss against actual credit losses and identify early indicators for policy changes.
4. Monitor credit underwriting policy and framework.
5. Flag proposals under applicable categories and schemes.
6. Maintain turnaround time from inward to sanction.
7. Scrutinize customer documents and verification reports, escalating negative findings in writing.
8. Drive a team of CPAs and monitor their performance.

Function: Collection Manager

Location: Hyderabad, Warangal, Hosur, Karimnagar, Vijaywada, Chennai, Madurai, Tirupattur, Bangalore, Pune, Ara, Jhansi, Lucknow, Nemmuch, Udaipur, Coimbatore, Meerut, Gorakhpur, Narsinghpur, Chhindwara, Bhilwara

Qualification: Minimum Graduation and above

Experience: 2 to 6 years

Responsibilities:

1. Achieve monthly and annual collection targets and contribute to branch targets.
2. Effect recoveries under existing NPA cases and support roll-back, normalization, and OTS activities.
3. Convert collections through cash and PDC to ECS/NACH.
4. Ensure same-day collection entries in ERPS and hand over daily collections to the Branch Accountant.
5. Follow company-defined ethical and acceptable collection practices.
6. Manage collection executives and track their day-to-day activities.

Function: Sales Manager

Location: Surat, Mehsana, Jamnagar, Bharuch, Ahmedabad, Gandhinagar

Qualification: Graduate/Post Graduate in Finance/Marketing

Experience: 2 to 5 years

Responsibilities:

1. Oversee sales and distribution of home loans in the assigned location.
2. Manage the sales and distribution team and DSA channel.
3. Work with Credit and Operations teams to support innovative product offerings.
4. Develop business-vendor and builder relationships in the region.
5. Maintain high energy, technical and functional expertise, and strong market relationships.

Function: Area Sales Manager

Location: Surat

Qualification: Post Graduate in Finance/Marketing

Experience: 4 to 8 years

Responsibilities:

1. Oversee sales and distribution of home loans in the hub region.
2. Manage a sales and distribution team of 10–15 personnel in the hub.
3. Work with Credit and Operations teams to support innovative product offerings.
4. Develop business-vendor and builder relationships in the region.
5. Maintain high energy, technical and functional expertise, and strong market relationships.